Mortgage costs show signs of stabilising

Shaun Love Mortgages

Mortgages have seen a huge development in competition at the start of this year. Many lenders have been offering their greatest ever rates for all a wide range of products from two to five year fixes and 60% -90% loan to values (LTV). And now, research conducted by a mortgage sourcing company has found the overall costs of mortgages are …

Mortgages into Retirement

Shaun Love Mortgages, Retirement

Mortgages have historically run for 25 years. They have over time developed and many lenders offer terms from between 5-35 years. However, some lenders are now allowing you to mortgage your property well into your retirement. How does it work? Lenders will assess affordability based on your current circumstances, which for many people, will result in greater levels of affordability, …

Buying your first home – future planning now!

Shaun Love Mortgages

Being a First-Time Buyer and taking your first step onto the property ladder is always a big life stage. For many, it is the most expensive purchase we are likely to make. It has also been well documented about how difficult it can be for first time buyers in the current market with house prices rising much quicker than national …

Equity Release plans – Are they safe as houses?

Shaun Love Equity Release, Mortgages

Equity release plans have, for a long time, been poorly thought of by many members of the public. However, the industry and regulators have made a real effort to improve its image and ensure plans are as safe as possible. The plans are regulated by the Financial Conduct Authority and many of the providers now belong to the Equity Release …