Help to Buy ISA v Lifetime ISA

Shaun Love Investment, Mortgages

Buying your first home is a dream for many young adults up and down the country. However, this has become harder and harder throughout the generations as house prices have risen. To support first time buyers in overcoming these obstacles the government has launched many First-Time Buyer initiatives and schemes. Two of their most recent schemes are their Help to …

Free Cashback to Cover Stamp Duty Costs

Michelle Martin Mortgages

Stamp duty is often one of the biggest costs associated with purchasing your home. For some people and properties, it can be enough to put them off. However, a new scheme is being released by some lenders that will enable you to receive cashback to cover the stamp duty costs as part of their mortgage agreement. How does it work: …

Is Equity Release right for me?

Michelle Martin Equity Release, Mortgages

What is equity release? Equity release is a growing market with more and more people, who are approaching retirement, realising their pensions may not enable them to live the lifestyle they would like to. Equity release enables you to release some equity held in your home enabling you to enjoy some of the finer things in life. You can raise …

Should your family business consider a SSAS?

Michelle Martin Pensions

A SSAS is a Small Self-administered pension Scheme which typically doesn’t allow more than 11 members and must be supported by a Ltd company. Due to the small nature of the scheme, it lends itself well to small or medium sized companies that are typically family run. One of the reasons a SSAS may be suitable for such companies is …