Triple lock changes for 2022–23

Matthew Barrand Pensions

After much speculation, in September, the Secretary of State for Work and Pensions, confirmed suspension of the average earnings component of the pension triple lock to avoid a disproportionate rise of the State Pension following the pandemic. For the 2022-23 tax year only, the new and basic State Pension will increase by the higher of either 2.5% or the consumer …

‘Noise’ blocking – good for your portfolio

Matthew Barrand Investment

It’s easy to feel bombarded by the constant cycle of negative news headlines or ‘noise’, which can add to your anxiety about how your investments are doing and uncertainty as to whether your investment strategy is on the right course. It’s important to try and block out this noise which could influence you to make hasty or erratic investment decisions. …

Help to Buy ISAs explained

Matthew Barrand Investment

Help to Buy ISAs were launched at the end of 2015 to give people the incentive to save for a property, with some extra help from the government. You can save a maximum of £12,000 into a Help to Buy ISA and, in return, get a total £3,000 in bonuses. You’re restricted, however, to paying in £200 per month, topped …