Renting is on the up

Matthew Barrand Buy-to-Let, Investment

House prices in UK cities have outpaced earnings growth by 11 per cent, as affordability reaches its lowest level since the global financial crisis. This puts home ownership out of reach for a growing number of people in the UK, meaning more and more households in the UK are now renting. The rental market • The UK’s private rented sector …

Bespoke Specialist Lending for Residential and Buy to Let mortgages

Shaun Love Buy-to-Let, Mortgages

For some, the prospect of  a mortgage to help purchase a first or new home can feel almost impossible due to their credit history . However, there are a small number of lenders, who although they often offer rates higher than mainstream lenders are specialist in providing mortgages for such situations. We utilise  our  full understanding of the  individuals  circumstances, …

Important Tax Changes For Buy-To-Let Landlords

Shaun Love Buy-to-Let, Mortgages, Tax

Buy-To-let Landlords are to be taxed differently from April.  Here are the main changes and how you should start planning for them now. The two key changes that will impact upon this are: Finance costs, including mortgage interest, are being phased out until that they can no longer be deducted in 2020/21 when calculating taxable income. The amount of tax …