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Category: Buy-to-Let

Welcome to our blogs which relate to the financial services you may be interested in from mortgages to pensions; protection to auto-enrolment and many more. So why not grab a drink and enjoy the read.

Landlords and the new EPC rules

Landlords and the new EPC rules

From 2025, all newly rented properties will be required to have an EPC rating of C or above, more stringent than the current requirement of E or higher. Existing tenancies will have until 2028 to comply with the change, after which millions of properties could risk becoming unrentable if landlords don’t make the necessary changes.

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Renting is on the up

House prices in UK cities have outpaced earnings growth by 11 per cent, as affordability reaches its lowest level since the global financial crisis. This puts home ownership out of reach for a growing number of people in the UK, meaning more and more households in the UK are now renting. The rental market • The UK’s private rented sector

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Bespoke Specialist Lending for Residential and Buy to Let mortgages

For some, the prospect of  a mortgage to help purchase a first or new home can feel almost impossible due to their credit history . However, there are a small number of lenders, who although they often offer rates higher than mainstream lenders are specialist in providing mortgages for such situations. We utilise  our  full understanding of the  individuals  circumstances,

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Important Tax Changes For Buy-To-Let Landlords

Buy-To-let Landlords are to be taxed differently from April.  Here are the main changes and how you should start planning for them now. The two key changes that will impact upon this are: Finance costs, including mortgage interest, are being phased out until that they can no longer be deducted in 2020/21 when calculating taxable income. The amount of tax

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