Welcome to our blogs which relate to the financial services you may be interested in from mortgages to pensions; protection to auto-enrolment and many more. So why not grab a drink and enjoy the read.
How a guarantor-backed mortgage could help After more than 10 years, the current Help to Buy scheme in England is coming to an end (it is set to continue in Wales, albeit in a different iteration). Introduced in 2013 in an attempt to kick-start a sluggish housing market still struggling to recover from the effects of the financial crisis, the
From 2025, all newly rented properties will be required to have an EPC rating of C or above, more stringent than the current requirement of E or higher. Existing tenancies will have until 2028 to comply with the change, after which millions of properties could risk becoming unrentable if landlords don’t make the necessary changes.
Getting a foot on the property ladder is an aspiration that dates back generations. Unfortunately, some mortgage myths are just as old. If you’re looking to buy, it’s important to know fact from fiction. MYTH 1: You need a perfect credit ratingA bad credit history can have a negative impact on your mortgage application, but it doesn’t make getting a
With the introduction of the stamp duty holiday, the property market is booming, with sales in October up 52 per cent on last year, but property surveyors, mortgage lenders, conveyancing lawyers and local authorities are all now buckling under the sheer weight of demand. The current stamp duty holiday runs until 31st March 2021, so any house purchase will need
Housing Secretary Robert Jenrick has announced a new model for shared ownership to help more people onto the property ladder by vastly reducing the minimum initial share, and launching a consultation to ensure new homes deliver the accessibility that families need. The new shared ownership model will reduce the minimum initial share you can buy in a property from 25%