A turning point for Environmental Social and Governance investing?

Matthew Barrand Blog, Investment

Investing according to environmental, social and governance principles (ESG) has been a fast growth area, according to figures, UK-based ESG funds saw record inflows between March and July 2020, with £362m invested in July alone. The acronym, ESG, refers to three key factors used by investment companies to evaluate corporate behaviour: Environmental criteria – such as; carbon emissions, waste management …

Investment webinar

Investment Webinar

Matthew Barrand A Tawny, Investment

Last year Aaron Tawny held an Investment seminar at the Park Hotel in Kettering. This year sadly COVID-19 has put the dampers on our plans. As we are all having to think outside the box in these challenging times, we decided we would bring the seminar to you in the version of a webinar. We have two brilliant speakers from …

Annual subscription limit increased

Junior ISA and Child Trust Fund annual subscription limit

Matthew Barrand Investment

The annual subscription limit for Junior ISAs and Child Trust Funds has increased, quite substantially, from £4,368 to £9,000 (meaning that 16/17-year-olds can have £29,000 in total (including £20,000 to a cash ISA) added to these tax-efficient shelters in 2020/21.

Investing in uncertain times

Finger on the pulse – Investing in uncertain times

Matthew Barrand Investment

Global stock markets are suffering a period of volatility as a result of the COVID-19 outbreak. Although markets do not respond well to periods of uncertainty, what is certain is that volatility goes hand in hand with stock market investment; and although market movements can be concerning, experience teaches us to expect the unexpected. Calm & collected To navigate market …

Ethical Investment

The evolution of ethical investing

Matthew Barrand Investment

Ethical investment has traversed into the mainstream, as people increasingly choose to allocate their investable funds toward companies whose values and practices align with their personal beliefs, whether they be environmental, social, religious, or political. Some investors may choose to eliminate specific industries or allocate to other sectors which meet their ethical preferences. This involves creating an investment policy with …

Maturing Child Trust Funds will retain tax-free status

Matthew Barrand Investment, Trusts

From April 2020, maturing Child Trust Fund (CTF) accounts will retain tax-free status. Although the rules apply from 6 April 2020, the first Child Trust Fund (CTF) accounts won’t mature until September 2020. In summary, the CTF provider will be able, upon instruction from the account holder, to transfer the investments at maturity to a tax-advantaged ‘matured account.’ The ‘matured …

Holiday Home

Ever thought about buying a holiday home

Matthew Barrand Investment

Many of us when on holiday have a look in the estate agents window and dream that one day we might be able to live there for one long holiday. For those up with technology maybe you just check rightmove on your phone! Sometimes it makes you think how much you are paying for a holiday compared to a monthly …

Rental

Renting is on the up

Matthew Barrand Buy-to-Let, Investment

House prices in UK cities have outpaced earnings growth by 11 per cent, as affordability reaches its lowest level since the global financial crisis. This puts home ownership out of reach for a growing number of people in the UK, meaning more and more households in the UK are now renting. The rental market • The UK’s private rented sector …

Dog tag

Staying out of the dog house

Matthew Barrand Investment

You may have seen articles in the financial press referring to ‘dog’ funds, and wondered what the term  means. If so, don’t be concerned, put simply, a ‘dog’  fund is one that is regarded as an under-performing  fund. Meaningful comparisons All investment funds fall into sectors – for example, UK All Companies, Global Equity Income, Japan, UK  Smaller Companies or …

Dividends

UK Dividends set new high

Matthew Barrand Investment

Whilst 2018 may not have been the best year for share prices, it was a very good year  for dividends. A new report shows that UK  dividends reached a record high of £99.8bn, the highest level since the global financial crisis. This was due to a number of factors,  including soaring company profits, special dividends and a slump in the …