Welcome to our blogs which relate to the financial services you may be interested in from mortgages to pensions; protection to auto-enrolment and many more. So why not grab a drink and enjoy the read.
As of April next year, pension funds are expected to fall within a person’s estate – which could significantly change the way they are used in later-life and estate planning. In the past, pensions have often been used for more than retirement income. Under the current rules, most funds sit outside of the estate for Inheritance Tax purposes in the event of
New research highlights a growing preference among UK workers for a gradual transition into retirement, rather than a ‘hard stop’ where work ends entirely Fewer than a quarter (24%) of workers expect to stop working altogether when they reach retirement age. The majority plan to either change the way they work (43%), continue in their current role (15%), or move
The transition into retirement brings with it not only financial considerations, but also profound questions about identity, security, and trust. Retirement readiness is holistic. Financial readiness and psychological readiness are deeply interconnected. While wealth provides the foundation, clients’ anxieties often centre on broader issues such as loss of identity, purpose, and self-worth in retirement. These psychological dimensions should be addressed alongside
According to Now Pensions, almost 9 million people in the UK remain significantly underpensioned compared to the broader population. The latest data revealed that underpensioned groups have annual private pension incomes ranging from £3,650 to £6,750. This is 43% to 80% compared to the population average of £8,500, leaving many individuals vulnerable to financial insecurity in retirement. The underpensioned groups
Retirement is the reward for all those years of hard work. But to truly enjoy this time, it’s not just about having enough savings or being close to family. It’s also about getting rid of some habits that might be stopping you from being fully happy.
Retirement is the reward for all those years of hard work. But to truly enjoy this time, it’s not just about having enough savings or being close to family. It’s also about getting rid of some habits that might be stopping you from being fully happy.
Over the past 12 months, the cost-of-living crisis has put significant pressure on household budgets and knocked many people’s confidence in their future financial prospects. Planning is a key driver of positivity about our financial futures; so, as the year springs into action, now seems the perfect time to take stock of your finances and formulate a plan to help
Just to be clear, we’re not talking about your physical health here (that’s the doctor’s remit). We’re talking about a check-up to assess your financial wellbeing. And we’re asking because nearly one in six people aged between 45 and 54 are now making significant financial sacrifices to ensure their pension pots are up to scratch for retirement. At the same
Thank you to all those who attended our Wealth Preservation Seminar, hosted alongside Lamb & Holmes Solicitors on the 27th of March 2024 at the Kettering Park Hotel. The event was a huge success with 120 guests attending the morning and afternoon seminars. For those that attended we do hope you found the seminar informative. For those who were unable to attend,
You’ve got savings, a pension, perhaps even stocks and shares. You’re on track… right? The truth is our financial health could do with a check-in every now and again, and making some small changes can pay dividends, especially in mid-life. Although you might have begun your adult life on the right foot, cut to thirty years later, and changes in