Welcome to our blogs which relate to the financial services you may be interested in from mortgages to pensions; protection to auto-enrolment and many more. So why not grab a drink and enjoy the read.
New research highlights a growing preference among UK workers for a gradual transition into retirement, rather than a ‘hard stop’ where work ends entirely Fewer than a quarter (24%) of workers expect to stop working altogether when they reach retirement age. The majority plan to either change the way they work (43%), continue in their current role (15%), or move
Everyone knows that a healthy pension pot is crucial for a comfortable retirement. For some workers, however, saving for retirement can seem like a low priority compared to making mortgage payments, saving for a house deposit or keeping up with monthly bills. Small gains New research shows how even a small uptick in pension contributions can go a long way
In our Wise Words Spring 2025 edition, we featured an article about the rise in the minimum pension age and how it might affect you if you have not yet accessed your retirement savings. April 2026 sees the start of the changes, and we thought we would revisit this subject as it becomes more of a feature of our client
The UK State Pension is usually paid every four weeks into a chosen account. However, you can request to change the payment frequency to weekly or fortnightly (every two weeks). The specific day of the week your pension is paid depends on the last two digits of your National Insurance number: 00 to 19: Monday20 to 39: Tuesday40 to 59:
A lifetime mortgage is a type of equity release that’s usually for people aged 55 and over. It’s a tax-free loan secured against your home that can be a great way to release money tied up in your home for things such as home improvements, gifting to family or just to make life a little easier. You can use a
Affordability is an issue for many first time buyers. ‘Helping Hand’ mortgages from one of our lenders could help first time buyers borrow up to six times their income. Features and benefits With Helping Hand, first time buyers could borrow up to six times their income. That’s up to 33% more. Building trust and confidence by their expertise, showing the
The transition into retirement brings with it not only financial considerations, but also profound questions about identity, security, and trust. Retirement readiness is holistic. Financial readiness and psychological readiness are deeply interconnected. While wealth provides the foundation, clients’ anxieties often centre on broader issues such as loss of identity, purpose, and self-worth in retirement. These psychological dimensions should be addressed alongside
We know that life isn’t just about work – you’ve got to have fun too! Whether it’s climbing mountains, diving deep into the ocean, or taking to the skies, providers arebecoming more flexible when it comes to insuring your hobbies. When you apply for life insurance, the provider considers the hobbies you take part in, and the level of risk
Aaron Tawny’s latest investment and financial planning interview video In this market update from Tatton Investment Management, Head of Investment Specialists Olivia Geldenhuys reviews the key forces shaping portfolios in 2025 and beyond. She walks through the macro backdrop of interest rates, inflation, growth and geopolitics; highlights where Tatton currently sees the most attractive opportunities across regions, sectors and themes
If you were born on or after 6 April 1971, a key change to private pension rules is zooming into view. Home Improvements From 6 April 2028, the Normal Minimum Pension Age (NMPA) – the earliest point you can usually access your personal pension savings – will rise from 55 to 57 overnight. At first glance, this two-year pushback may seem