First Time buyers

Government launches scheme to help First-Time Buyers

Matthew Barrand Mortgages

The Government has announced plans to proceed with the First Homes scheme aimed at helping more First-Time Buyers to step onto the property ladder. The scheme will lower deposit and mortgage requirements for local First-Time Buyers in England – with the discount applying to a proportion of the new home. The average price of a newly-built home in England is …

Maturing Child Trust Funds will retain tax-free status

Matthew Barrand Investment, Trusts

From April 2020, maturing Child Trust Fund (CTF) accounts will retain tax-free status. Although the rules apply from 6 April 2020, the first Child Trust Fund (CTF) accounts won’t mature until September 2020. In summary, the CTF provider will be able, upon instruction from the account holder, to transfer the investments at maturity to a tax-advantaged ‘matured account.’ The ‘matured …

Live chat mortgage

You can now chat to us online

Matthew Barrand A Tawny, Mortgages

We have recently launched a live chat facility on our website, meaning you can now contact us online! It will be available during office hours, and you can chat to one of our Mortgage & Protection Advisers directly. So, if you have any questions or queries relating to mortgages or protection, and you would prefer to contact to us online, …

A Tawny Meeting Rooms

Our new meeting rooms

Matthew Barrand A Tawny

We have been busy here at 6 Market Place and thought we would show you the results! These are our 2 new rooms which are available for client meetings, if you would prefer your meeting to take place in the office rather that at your home, then you are more than welcome.

covid-19

Covid-19 Statement

Matthew Barrand A Tawny

We are in a period of unprecedented change, so we want to reassure you about the measures underway to keep our clients, advisers, strategic partners and colleagues safe and well, together with the communities in which we operate. With the situation surrounding the COVID-19 (Coronavirus) outbreak rapidly evolving, we wanted to reassure our clients that we are currently operating as …

Holiday Home

Ever thought about buying a holiday home

Matthew Barrand Investment

Many of us when on holiday have a look in the estate agents window and dream that one day we might be able to live there for one long holiday. For those up with technology maybe you just check rightmove on your phone! Sometimes it makes you think how much you are paying for a holiday compared to a monthly …

Rental

Renting is on the up

Matthew Barrand Buy-to-Let, Investment

House prices in UK cities have outpaced earnings growth by 11 per cent, as affordability reaches its lowest level since the global financial crisis. This puts home ownership out of reach for a growing number of people in the UK, meaning more and more households in the UK are now renting. The rental market • The UK’s private rented sector …

Celebrating 20 years of the ISA

Matthew Barrand Savings

The Individual Savings Account (ISA) was launched on 6th April 1999 and it hasn’t looked back. Today it’s estimated that 42% of adults hold one, which is hardly surprising considering how simple and tax-efficient they are. When the ISA was launched, the annual allowance was £7,000 and it has risen steadily over the years. In this tax year, you can …

Savings

Saving £2880 a year could provide a retirement windfall for your child

Matthew Barrand Savings

Planning ahead and starting early can really help when it comes to building up wealth for children. Current pension rules, which could change in the future, allow a parent to put up to £2,880 a year into a pension for a child. Tax relief means that this is then topped up to £3,600. If a parent starts this once a …

Protection

Huge rise in protection policy take up

Matthew Barrand Uncategorized

If you were unable to work due to accident, injury, sickness or redundancy, you would still need to support yourself and your family financially. Whilst you might have enough savings to tide you over for a short period off work, if it went on for longer, it could be a struggle to meet mortgage costs and other household bills; this …