Blog

Importance of working with your financial adviser

The transition into retirement brings with it not only financial considerations, but also profound questions about identity, security, and trust. Retirement readiness is holistic. Financial readiness and psychological readiness are deeply interconnected. While wealth provides the foundation, clients’ anxieties often centre on broader issues such as loss of identity, purpose, and self-worth in retirement. These psychological dimensions should be addressed alongside

January 20, 2026 Blog, Retirement

Higher Risk Hobbies

We know that life isn’t just about work – you’ve got to have fun too! Whether it’s climbing mountains, diving deep into the ocean, or taking to the skies, providers arebecoming more flexible when it comes to insuring your hobbies. When you apply for life insurance, the provider considers the hobbies you take part in, and the level of risk

December 1, 2025 Blog

Aaron Tawny presents Tatton Market Investment Management Market Update & Investment Opportunities

Aaron Tawny’s latest investment and financial planning interview video In this market update from Tatton Investment Management, Head of Investment Specialists Olivia Geldenhuys reviews the key forces shaping portfolios in 2025 and beyond. She walks through the macro backdrop of interest rates, inflation, growth and geopolitics; highlights where Tatton currently sees the most attractive opportunities across regions, sectors and themes

November 24, 2025 A Tawny, Investment

How minimum pension age rise to 57 might affect you

If you were born on or after 6 April 1971, a key change to private pension rules is zooming into view. Home Improvements From 6 April 2028, the Normal Minimum Pension Age (NMPA) – the earliest point you can usually access your personal pension savings – will rise from 55 to 57 overnight. At first glance, this two-year pushback may seem

November 18, 2025 Pensions

What you can use Equity Release for?

– a few reasons you might consider a lifetime mortgage. Equity Release is a way of tapping into some of the value of your home to unlock tax-free cash for homeowners aged over 55. It is a lifetime mortgage which is a long-term loan secured on your home. Home Improvements Whether it’s futuristic smart locks for your doors, a bigger

November 8, 2025 Equity Release

Gifts out of surplus income – points to consider

With the potential inclusion of pensions in the taxable estate from 2027, Inheritance Tax receipts are set to increase significantly. This is driving a corresponding increase in demand for estate planning advice. One area which has seen a particular uptick in activity has been gifting and especially gifting out of income exemption. This stems largely from concerns about pension funds becoming subject to Inheritance Tax and

October 15, 2025 Inheritance

Millions reach retirement age with a private annual pension of just £3,650

According to Now Pensions, almost 9 million people in the UK remain significantly underpensioned compared to the broader population. The latest data revealed that underpensioned groups have annual private pension incomes ranging from £3,650 to £6,750. This is 43% to 80% compared to the population average of £8,500, leaving many individuals vulnerable to financial insecurity in retirement. The underpensioned groups

September 5, 2025 Pensions, Retirement

How Inheritance Tax on pensions will impact retirement

One of the biggest announcements to come out of the autumn budget was the proposal to make certain types of pension known as defined contribution subject to Inheritance Tax (IHT). The rules, which are set to come into force in 2027, bring to an end a period of time where pensions could be passed down generations in an extremely tax efficient manner. So, will

August 22, 2025 Inheritance, Pensions

Family-Backed Mortgages

A major lender has recently launched a Family-Backed Mortgage which helps first-time buyers purchase a property with assistance from a friend or family member and get on the property ladder sooner. Eligible buyers are now able to apply for a joint mortgage with friends or family members, while still purchasing the property in their own name. This is sometimes known as a

July 7, 2025 Mortgages

Bricks and mortar for your business

Why purchasing a commercial property via a SIPP or SSAS is an attractive option for Small and Medium-sized Enterprise (SME) directors looking for business premises. For SME directors, using pension fund money to buy the property can be a very positive outcome, as opposed to paying rent to a 3rd party. Here are a few reasons why a SIPP/SSAS could

June 20, 2025 Pensions