The government is giving people more time to pay National Insurance (NI) contributions towards their State Pension.
Extending the deadline means that people have more time to properly consider whether paying voluntary contributions is right for them
Taxpayers now have until 5 April 2025 to fill gaps in their National Insurance (NI) record from April 2006 that may increase their State Pension – an extension of nearly two years.
Extending the voluntary National Insurance (NI) contributions deadline means that people have more time to properly consider whether paying voluntary contributions is right for them and ensures no-one need miss out on the possibility of boosting their State Pension entitlements.
All relevant voluntary National Insurance (NI) contributions payments will be accepted at the rates applicable in 2022/23 until 5 April 2025.
Paying voluntary contributions does not always increase a person’s State Pension. Before starting the process, eligible individuals with gaps in their NI record from April 2006 onwards should check whether they would benefit from filling those gaps.
Individuals can usually only pay voluntary National Insurance (NI) contributions for the previous six tax years and after 5 April 2025 the usual six year deadline will resume.
The original deadline was extended from 5 April 2023 to 31 July 2023 and tens of thousands of people have taken advantage to pay voluntary contributions to HMRC since then. The revised deadline is expected to enable tens of thousands more to do the same.