Welcome to our blogs which relate to the financial services you may be interested in from mortgages to pensions; protection to auto-enrolment and many more. So why not grab a drink and enjoy the read.
If you introduce our services to your friends and family, we run a gift voucher referral scheme. By way of a thank you we will send you a £25 ‘One4all’ voucher should the referral lead to business. All referrals are treated in a professional and confidential manner. Get intouch If you’d like to discuss your requirements please feel free to
The ultimate retirement dream is actually very simple – financial security for the rest of your life. Hopes and dreams Financial security is our biggest retirement wish.Other retirement aspirations include: Being able to maintain one’s desired lifestyle (94%) Spending time with family (90%) Being able to afford care if required (81%) Being able to afford big family events, such as
Aaron Tawny’s latest investment and financial planning interview video In this video, Andy Beresford is joined by Giles Parkinson, Head of Equities at Close Brothers. Andy asks a series of topical questions about issues and factors that have affected markets and the impact they may have in future.
Over the past 12 months, the cost-of-living crisis has put significant pressure on household budgets and knocked many people’s confidence in their future financial prospects. Planning is a key driver of positivity about our financial futures; so, as the year springs into action, now seems the perfect time to take stock of your finances and formulate a plan to help
Just to be clear, we’re not talking about your physical health here (that’s the doctor’s remit). We’re talking about a check-up to assess your financial wellbeing. And we’re asking because nearly one in six people aged between 45 and 54 are now making significant financial sacrifices to ensure their pension pots are up to scratch for retirement. At the same
Falling house prices and turbulent mortgage rates made 2023 an unpredictable year for homeowners and movers. As the first buds of spring start to appear, is a calmer year on the cards? Three key questions dominate analysts’ minds it seems. First, do house prices have further to fall? Second, will mortgage rates go lower? And third, how will affordability change
Thank you to all those who attended our Wealth Preservation Seminar, hosted alongside Lamb & Holmes Solicitors on the 27th of March 2024 at the Kettering Park Hotel. The event was a huge success with 120 guests attending the morning and afternoon seminars. For those that attended we do hope you found the seminar informative. For those who were unable to attend,
A client’s loss of mental capacity can have a devastating impact on the financial plans which have been put in place. A Power of Attorney can ensure that where those plans need to be adapted, they have flexibility when it’s needed most. Data from the Office of the Public Guardian (OPG) shows that the number of ‘lasting powers of attorney’
Joint Borrower Sole Proprietor (JBSP) mortgages can offer a family solution to affordability. Who can support a Joint Borrower Sole Proprietor arrangement (JBSP)? For owner occupier arrangements, family members who can provide support include parents, grandparents, siblings and aunts / uncles For a Buy to Let arrangement, a spouse or parent can support For a reverse JBSP, adult children can also
The mortgage guarantee scheme allows would-be property buyers access to 95% loan to value (LTV) mortgages – meaning you need a 5% deposit – on properties worth up to £600,000 The mortgage guarantee scheme, which allows first-time buyers to take out a mortgage with a 5% deposit, has been extended again. Following the Autumn Statement, the mortgageguarantee scheme sees first-time