Welcome to our blogs which relate to the financial services you may be interested in from mortgages to pensions; protection to auto-enrolment and many more. So why not grab a drink and enjoy the read.
We have been busy here at 6 Market Place and thought we would show you the results! These are our 2 new rooms which are available for client meetings, if you would prefer your meeting to take place in the office rather that at your home, then you are more than welcome.
We are in a period of unprecedented change, so we want to reassure you about the measures underway to keep our clients, advisers, strategic partners and colleagues safe and well, together with the communities in which we operate. With the situation surrounding the COVID-19 (Coronavirus) outbreak rapidly evolving, we wanted to reassure our clients that we are currently operating as
Many of us when on holiday have a look in the estate agents window and dream that one day we might be able to live there for one long holiday. For those up with technology maybe you just check rightmove on your phone! Sometimes it makes you think how much you are paying for a holiday compared to a monthly
House prices in UK cities have outpaced earnings growth by 11 per cent, as affordability reaches its lowest level since the global financial crisis. This puts home ownership out of reach for a growing number of people in the UK, meaning more and more households in the UK are now renting. The rental market • The UK’s private rented sector
The Individual Savings Account (ISA) was launched on 6th April 1999 and it hasn’t looked back. Today it’s estimated that 42% of adults hold one, which is hardly surprising considering how simple and tax-efficient they are. When the ISA was launched, the annual allowance was £7,000 and it has risen steadily over the years. In this tax year, you can
Planning ahead and starting early can really help when it comes to building up wealth for children. Current pension rules, which could change in the future, allow a parent to put up to £2,880 a year into a pension for a child. Tax relief means that this is then topped up to £3,600. If a parent starts this once a
If you were unable to work due to accident, injury, sickness or redundancy, you would still need to support yourself and your family financially. Whilst you might have enough savings to tide you over for a short period off work, if it went on for longer, it could be a struggle to meet mortgage costs and other household bills; this
According to data from the Office for National Statistics, the UK is losing the savings habit. In the last couple of years, the savings ratio has been at about 4%, whereas in the 1990s it was closer to 15%. Statistics show that half of 20-somethings have no savings at all, and research carried out by the Money Advice Service in
– what you need to know Parents and grandparents keen to help their offspring get onto the housing ladder are increasingly helping them out with the money they need for their deposit. This can help reduce Inheritance Tax (IHT) too, but you need to be aware of the rules. Everyone has a yearly ‘gift’ allowance for IHT and can give
Today, you don’t have to be incredibly rich for your family to benefit from the creation of a trust. They can offer long-term asset protection and have a variety of uses as part of financial planning strategies. A family trust can help protect your family’s assets for the benefit of future generations and may be used to protect the family